Summit County Buyer’s Guide

Step-By-Step Buyer’s Guide

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Step 1: Meet & Plan

We’ll start with a conversation to learn about your goals, lifestyle, and must-haves. Whether you’re looking for a ski-in condo, a mountain retreat, or a full-time home, this step helps us understand what matters most so we can focus your search.

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Step 2: Pre-Approval and Budgeting

Before touring homes, it’s important to know your budget. We’ll connect you with trusted local lenders who understand Summit County’s unique market and property types. A pre-approval letter strengthens your offer and lets you act quickly when you find the right home.

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Step 3: Learn the Market

Summit County is made up of distinct towns and neighborhoods, each with its own unique advantages, price point, and amenities. We’ll walk you through current market trends, typical pricing, and what to expect when buying here so you can make informed decisions with confidence.

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Step 4: Tour Homes

This is the fun part. We’ll schedule showings and explore properties that match your criteria. As we tour, we’ll point out key details, compare options, and help you evaluate which homes truly fit your needs.

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Step 5: Negotiate

Once you’ve found the right property, we’ll craft a competitive offer and handle negotiations to get you the best possible terms. Our local expertise helps you stand out in a competitive market and avoid costly surprises.

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Step 6: Contract to Keys

After your offer is accepted, we’ll guide you through the under-contract process, including inspections, appraisal, title work, and all the details leading up to closing. We’ll keep everything on track so you can focus on preparing for your move.

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Step 7: Welcome Home!

Closing day is just the beginning. We’ll hand you the keys, share local resources, and stay available as a trusted partner for recommendations, future real estate needs, and community connections.

Find Your Summit County Home

FAQs

What should I know before buying a home in Summit County?

Summit County’s market is unique—inventory is limited, seasonality impacts pricing, and short-term rental rules vary by town. The Van Gundy Team helps buyers navigate local regulations, property types, and market timing to make informed decisions.

Do Summit County towns offer different lifestyles?

Each town offers something distinct: Breckenridge for resort living and ski access, Frisco for a walkable downtown and lake views, Dillon for waterfront condos, Silverthorne for new builds and mountain modern homes, and Keystone or Copper Mountain for ski-in/ski-out convenience.

Can I use my Summit County home as a vacation rental?

Yes, but each town—Breckenridge, Frisco, Dillon, Silverthorne, Keystone, and Copper Mountain—has its own short-term rental (STR) licensing rules and limits. The Van Gundy Team helps buyers understand the latest policies so they can buy confidently and stay compliant.

When is the best time to buy a home in Summit County?

Inventory typically peaks in spring and early summer, but fall and winter can offer strong opportunities with motivated sellers. The Van Gundy Team tracks seasonal patterns and helps clients time purchases for the best results.

What financing options are available for Summit County properties?

Local lenders familiar with mountain real estate offer conventional, jumbo, and second-home loans. Some programs accommodate vacation rentals and investment properties. The Van Gundy Team connects clients with trusted lenders who understand Summit County’s nuances.

How can I prepare for buying a mountain home?

Get pre-approved early, understand HOA and utility costs at higher elevations, and research maintenance needs for mountain climates. The Van Gundy Team guides buyers through inspections, local taxes, and all details specific to Summit County living.

How do I start working with The Van Gundy Team?

Contact The Van Gundy Team at 970-333-4828 or rvangundy@remax.net to schedule a personalized consultation and find your ideal Summit County home.

  • Ryan made my first home-buying experience feel positive and seamless from start to finish. His extensive knowledge of the local real estate market and deep community ties gave me complete confidence in his guidance. He was incredibly patient, willing to look at as many homes as it took until I was sure I found the right fit. He walked me through every step and was always ready to answer my questions. When unexpected challenges came up (as they often do), Ryan handled everything with professionalism and grace, and I never doubted that he had my best interests in mind. He genuinely listened to what I wanted and helped me find the perfect home. I wholeheartedly recommend Ryan and his team to anyone looking for a realtor in Summit County!

    Emily J.

  • We were looking for a local realtor that was the BEST and we certainly did with the Van Gundy Team. Ryan listed our property and remained diligent until closing. He has an efficient staff that handled every detail right up to the day before closing. We appreciated all the thorough communication. Look no further, this is the team that you want to be with when listing property.

    Becky H.

  • AMAZING experience with Ryan and the Van Gundy Team. Ryan is organized, insightful, and was really there for our family every step of the way. I cannot recommend Ryan enough. Buying a new house/moving is overwhelming and he definitely gave us peace of mind that we were cared for and had our best interest throughout the entire process. He is so connected in the community, he always had a reputable person to go to whether it was a construction or even legal question. I highly recommend the Van Gundy Team. You will it be disappointed.

    Heather P.

  • We entrusted the sale of our home to the Van Gundy Team and received top dollar for our home. We met with Ryan and Luke several weeks before listing, and implemented several of their suggestions which resulted in a higher selling price. Thank you Ryan and Luke for your professionalism and real estate expertise. We highly recommend hiring the Van Gundy Team to sell your home. Trust the true local experts!

    Lyn H.

Get in Touch.

rvangundy@remax.net
(970) 333-4828

305 E. Main Street
Frisco, Colorado 80443